YOURDEBTLINE
Suite 1 First Floor, 73-75 Aston Road North | Aston Cross | Birmingham | B6 4DA

About Us

YourDebtLine is our trading style, our company is called BCK (Birmingham) Limited. Since it’s inception in 2017, we have provided 100’s of people with no obligation, confidential, advice.

  • Have you lost your income or has it decreased?
  • Have your expenses increased?
  • Have you split from your partner?
  • Are you finding it difficult to cope?
 

Unmanageable debt can be caused by a variety of reasons such as redundancy, relationship breakdown, illness or a bereavement. We are not here to judge, we are sympathetic and good listeners.

If you have had to close your business due to the COVID 19 Pandemic or a downturn in trade we can also help you find the right path. We have a dedicated team of knowledgeable and experienced debt advisors, who are passionate about helping people like you or sort out their financial problems.

What make us different is that if English is not your first language our advisors can offer translation services.

We are a commercial enterprise, that means we charge a fee for some of our services. Our advices is always free of charge and you have no obligations to take one of one of our services.

You can access free and impartial advice from Money Helper (www.moneyhelper.org.uk) .

Welcome to YourDebtLine. Providing Solutions for a Better Future.

We will advise you on the debt solutions available to you, depending on your personal circumstances.

  • There is no charge for our advice
  • Our advice is confidential
  • There is no obligation to take our advice
  • If you know your options you can make an informed decision.
 

We are authorised and regulated by the Financial Conduct Authority for Debt Counselling purposes.

 

Alternative free-to-consumer debt services are available from the Money HelperStep Change Debt Charity and Citizen Advice websites.

Appointments

Some people like to meet face to face. We have offices just outside Birmingham City Centre, we are happy to meet you face to face at our offices if you wish, but we also provide alternative options such as video conference call or via the telephone.

We ask you about your:

√ Financial and personal situation. 

√ Details of your income, benefits and pension.

√ Expenses, liabilities and creditors.

√ Any assets you may own.

Based on the information you provide us we will:

√ Analyse your situation.

√ Work out what you could afford.

√ Help you set up a sustainable budget.

√ Explain the available solutions.

By going through the advantages and disadvantages of the solutions with you your final choice will be an informed choice. You will then know:

√ What your budget is.

√ What you are spending your money on.

√ Your monthly commitment to your chosen solution.

√ How your chosen solution works, including all the advantages and disadvantages of the plan.

You can book an appointment for your free consultation using our contact form page.